Paying a visa application fee is one of the last steps before submission, and the wrong payment method can delay your travel or migration plans. Here is a concise, country-agnostic overview of the digital payment options most immigration authorities accept, plus region-specific examples for Australia, the UK, the US, Canada, and others—so you can pay with confidence.
At a Glance: Commonly Accepted Digital Payment Methods #
Most online visa platforms accept one or more of the following:
- Major credit and debit cards (Visa, Mastercard; American Express often accepted; JCB/Diners in some systems)
- Prepaid or virtual cards (if enabled for international/online transactions)
- Digital wallets (PayPal in selected systems; Apple Pay/Google Pay availability varies by portal and country)
- Regional rails (e.g., Interac Online in Canada; country-specific online banking/EFT in some US consular systems)
- UnionPay (in select portals and countries)
Always check the official payment page for your specific visa and country, as accepted methods and surcharges can change.
Australia: Department of Home Affairs (ImmiAccount) #
For applications lodged via ImmiAccount, Home Affairs typically accepts major credit/debit cards and may offer PayPal and UnionPay options, with a small card processing surcharge. Availability can vary by application type and time.
- Where to check: official Home Affairs guidance on paying fees and charges: https://immi.homeaffairs.gov.au/help-support/general/fees-charges
- General information on online payment: https://immi.homeaffairs.gov.au/help-support/applying-online-or-on-paper/online/how-to/online-payment
Tip for Australian applicants: enable international/online transactions on your card, and ensure 3‑D Secure (Verified by Visa / Mastercard Identity Check) is active to avoid declines.
United Kingdom: UK Visas and Immigration (UKVI) #
UKVI generally requires online payment at the time of application using a debit or credit card. Depending on your region and browser, Apple Pay or Google Pay may be offered. If you are applying through a commercial partner (VFS Global or TLScontact), that vendor may provide additional in-centre card options.
- Official UK visa payment overview: https://www.gov.uk/pay-visa-fee
- TLScontact and VFS Global payment methods vary by location; check your centre’s page: https://www.tlscontact.com/ and https://www.vfsglobal.com/en/individuals/index.html
United States: Department of State (Consular) and USCIS #
For US nonimmigrant visa MRV fees (DS-160), payment options are country-specific via the scheduling portal (often run by CGI Federal). Many countries allow online card payments, local bank transfers/EFT, or in-person cash payments at designated banks; some also support mobile wallets.
- Official fee reference: https://travel.state.gov/content/travel/en/us-visas/visa-information-resources/fees/fees-visa-services.html
- Country portals list accepted methods during scheduling: https://www.ustraveldocs.com/
USCIS online filings (e.g., certain immigration benefits) accept card payments via the USCIS online account and sometimes ACH (eCheck) for US bank accounts; see USCIS for current methods.
Canada: Immigration, Refugees and Citizenship Canada (IRCC) #
IRCC supports online payment by major credit cards, many debit cards (including Visa Debit and Debit Mastercard), prepaid cards, and Interac Online from participating Canadian banks. Paper-based applications in Canada may still allow alternative methods, but online payment is strongly preferred.
- Official IRCC payment methods: https://www.canada.ca/en/immigration-refugees-citizenship/services/fees/paying.html
Schengen (EU) via VFS Global/TLScontact #
Payment options depend on the consulate and visa application centre:
- Online payment during booking (where offered): usually major cards
- In-centre payment: typically local currency by card; some centres accept cash
Always verify the specific centre’s payment page:
- VFS Global: https://www.vfsglobal.com/en/individuals/payments.html
- TLScontact: https://www.tlscontact.com/
New Zealand: Immigration New Zealand #
Online applications are typically paid by credit/debit card (Visa, Mastercard; other networks may be available). Payment services are provided via secure gateways and may require 3‑D Secure authentication.
- Official payments info: https://www.immigration.govt.nz/about-us/our-online-systems/online-payments
How to Choose the Right Payment Method #
- Use a card with international/online capability and 3‑D Secure enabled.
- Check daily limits and available funds; visa fees can trigger bank fraud controls.
- Match name and billing details to the application where possible to avoid verification mismatches.
- Be mindful of surcharges and FX spreads; some portals add a card processing fee.
- Avoid multiple rapid attempts; wait for the portal to confirm failure before retrying or switching cards.
- Save your receipt immediately; you’ll need the payment reference for scheduling or evidence.
FAQs #
Can I use a prepaid or virtual card? Often yes, provided international online transactions and 3‑D Secure are supported. Some portals, however, block anonymous prepaid cards—check the official guidance.
Can someone else pay my visa fee? Usually yes (e.g., a family member’s card), but ensure the payer is available if additional verification is required, and keep a copy of the receipt.
Are PayPal, Apple Pay, or Google Pay accepted? Sometimes. Availability depends on the immigration portal’s processor, your country, and your device/browser.
What if my payment is declined? Contact your bank to approve the transaction, enable international/online usage, and reattempt. Alternatively, try another accepted method listed on the official portal.
Get Expert Help #
Choosing the correct payment method is only one step in a successful visa application. For tailored guidance on Australian study pathways, Recognition of Prior Learning (RPL), migration planning, and documentation, speak with the experts at Skills Campus.
Visit Skills Campus: https://skillscampus.com.au/
Official Resources #
- Australia (Home Affairs) fees and charges: https://immi.homeaffairs.gov.au/help-support/general/fees-charges
- UK visa payments: https://www.gov.uk/pay-visa-fee
- US visa fees: https://travel.state.gov/content/travel/en/us-visas/visa-information-resources/fees/fees-visa-services.html
- Canada IRCC payments: https://www.canada.ca/en/immigration-refugees-citizenship/services/fees/paying.html
- VFS Global payments: https://www.vfsglobal.com/en/individuals/payments.html
- Immigration New Zealand payments: https://www.immigration.govt.nz/about-us/our-online-systems/online-payments
This article provides general information. Always confirm the latest accepted payment methods on the official website for your specific visa and country, as options and surcharges can change without notice.
Ready to move forward? Contact Skills Campus for personalised assistance with Australian study, RPL, and migration pathways: https://skillscampus.com.au/contact